Welcome To Snapp Benefits
Your Trusted Employee Benefits Advisor TM
Mark E. Snapp & Associates for over 28 years has offered employer sponsored group health insurance/employee benefits to help employers attract, retain and reward key employees who drive their business.
In addition to the group’s medical insurance employers can choose to round out their employee benefits package to include the following: Group Life, Dental & Vision, Short-term and or Long-term disability all at discounted employer rates.
In addition to the above, Snapp Benefits offers Health Saving Accounts, Health Reimbursement Arrangements, Premium only Plans and assistance with ACA compliance such as (PCORI fees, 1095-B reporting and RX reporting) as required for all group health plans.
Licensed in the following states:
Arizona, Florida, Georgia, Kentucky, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia, and West Virginia.
SNAPP Benefits proudly provides:
Group Health Insurance
When offering group health insurance to your employees and their dependents, this is a great way to attract the best employees.
Group coverage offers composite rates for most plans in today’s world thus making it easier to calculate costs. Employee portion of premiums are always posted on a pre-tax basis thru a Section 125 POP or premium only plan. Most group plans offer return of unused claims account funds at either 50% or 100%. Great transparency of how the plan is performing with employer access to claim data for medical and Rx.
Business Health Insurance
Group Life Insurance
As an employer, you can offer group life insurance as part of your employee benefits package. Group life insurance policies provide benefits to a family member or other beneficiaries if one of your employees passes away.
Group life insurance is a non-taxable to the employee and provides an immediate estate to help cover costs such as funeral expenses.
Guaranteed issue amounts up to $250,000 depending on group size and available are tiered classes for employees.
Group Life InsuranceShort-term and Long-Term Disability Insurance
Short-term disability to cover the upfront costs of unexpected sickness or accident including pregnancy. With 0/7 waiting periods for first day accident off the job and 8th days for illness protection. Terms usually are 3 or 6 months and make a smooth transition into a long-term disability program.
Long-term disability provided additional coverages while Social Security is approved usually around 24 months than offsetting with higher amounts that Social Security would normally pay to age 65 or normal SSRA.
Disability Insurance
Group Dental and Vision Insurance
Group Dental plans with preventative, basic and major categories and some plans that cover orthodontia coverages as well.
- Preventative @ 100%
- Basic @ 80% or 90%
- Major @ 50% or 60%
- Waiting periods can be waived in some instances.
Group Vision plans have the basics of Office Visit co-pays and allowances for frames, glasses and contact. Plans have annuals benefits for the above with allowances up to $250.00 per member.
Group Dental & VisionHRA Benefits
Health Reimbursement Arrangement’s (HSA’s) sponsored by the employer utilize another tool to help lower the employee’s total out of pocket by having larger out of pocket thru the group health plan.
HRA’s can be seamless and the insurer handles the claims processing & reimbursement for the employee, and some HRA’s need to be submitted by the employee for reimbursement. Either way, HRA’s can provide financial relief to the employer and the employee’s of the plan. HRA claims are only generated when there is an actual claim.
HRA Benefits
If you’d like to learn more about different types of employee benefits and get help choosing the right plan, contact Mark E. Snapp & Associates today.
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