Employee Benefits, Group Health & Life Insurance, Dental & Vision, HRA, and More in Charleston, Beckley, Huntington, Parkersburg, Morgantown, WV and Palm Beach, FL, and the Surrounding Areas

Snapp Benefits since 1995

Welcome To Snapp Benefits

Your Trusted Employee Benefits Advisor TM

Mark E. Snapp & Associates for over 28 years has offered employer sponsored group health insurance/employee benefits to help employers attract, retain and reward key employees who drive their business.

In addition to the group’s medical insurance employers can choose to round out their employee benefits package to include the following: Group Life, Dental & Vision, Short-term and or Long-term disability all at discounted employer rates.

In addition to the above, Snapp Benefits offers Health Saving Accounts, Health Reimbursement Arrangements, Premium only Plans and assistance with ACA compliance such as (PCORI fees, 1095-B reporting and RX reporting) as required for all group health plans.

Licensed in the following states:

Arizona, Florida, Georgia, Kentucky, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia, and West Virginia.

SNAPP Benefits proudly provides:

Group Health Insurance

When offering group health insurance to your employees and their dependents, this is a great way to attract the best employees.

Group coverage offers composite rates for most plans in today’s world thus making it easier to calculate costs. Employee portion of premiums are always posted on a pre-tax basis thru a Section 125 POP or premium only plan. Most group plans offer return of unused claims account funds at either 50% or 100%. Great transparency of how the plan is performing with employer access to claim data for medical and Rx.

Business Health Insurance

Group of employees discussing business health insurance in Huntington, WV

Smiling woman happy with her group life insurance in Beckley

Group Life Insurance

As an employer, you can offer group life insurance as part of your employee benefits package. Group life insurance policies provide benefits to a family member or other beneficiaries if one of your employees passes away.

Group life insurance is a non-taxable to the employee and provides an immediate estate to help cover costs such as funeral expenses.

Guaranteed issue amounts up to $250,000 depending on group size and available are tiered classes for employees.

Group Life Insurance
 

Short-term and Long-Term Disability Insurance

Short-term disability to cover the upfront costs of unexpected sickness or accident including pregnancy. With 0/7 waiting periods for first day accident off the job and 8th days for illness protection. Terms usually are 3 or 6 months and make a smooth transition into a long-term disability program.

Long-term disability provided additional coverages while Social Security is approved usually around 24 months than offsetting with higher amounts that Social Security would normally pay to age 65 or normal SSRA.

Disability Insurance

Group of employees sitting together, one in a wheelchair with long term disability insurance in Beckley

Woman sitting in a dentist chair with employee benefits in Huntington, WV

Group Dental and Vision Insurance

Group Dental plans with preventative, basic and major categories and some plans that cover orthodontia coverages as well.

  • Preventative @ 100%
  • Basic @ 80% or 90%
  • Major @ 50% or 60%
  • Waiting periods can be waived in some instances.

Group Vision plans have the basics of Office Visit co-pays and allowances for frames, glasses and contact. Plans have annuals benefits for the above with allowances up to $250.00 per member.

Group Dental & Vision

HRA Benefits

Health Reimbursement Arrangement’s (HSA’s) sponsored by the employer utilize another tool to help lower the employee’s total out of pocket by having larger out of pocket thru the group health plan.

HRA’s can be seamless and the insurer handles the claims processing & reimbursement for the employee, and some HRA’s need to be submitted by the employee for reimbursement. Either way, HRA’s can provide financial relief to the employer and the employee’s of the plan. HRA claims are only generated when there is an actual claim.

HRA Benefits

HRA paperwork and stethoscope

If you’d like to learn more about different types of employee benefits and get help choosing the right plan, contact Mark E. Snapp & Associates today.

 

Customer Reviews

  • "Mark Snapp is an excellent insurance agent and is very responsive and helpful in answering questions about policies and policy changes."

    - Jeff Robinette

    Robinette Legal Group PLLC

  • "Most property and casualty agents don't have the time to keep accredited with health insurance requirements. So, agencies like Mark Snapp & Associates can get you the most carriers and quotes for healthcare coverage."

    - Greg Chaney

    Chaney Insurance Agency

  • "Excellent, experienced worksite agent. Top shelf!"

    - Mike Benke

    BMC Agency, Inc.

  • "Mark is quite knowledgeable and helpful with various health insurance options."

    - Betsy Blalock

    Kirschner & Associates PC

  • "Great and Reliable."

    - Vickie Meehling

    West Meehling Insurance

  • "Seasoned group medical professional with knowledge of fully insured and level funding approaches."

    - Thomas Stein

    American Trust Administrators Ind

  • "Talented and experienced professional with a heart"

    - Murray Flagg

    Harmony Hospice Services LLC

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    Companies We Represent

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